AI Engine · $69/mo
AI text messaging for mortgage leads, consent first, always.
Texting is how many borrowers prefer to talk. With consent, the AI Engine texts new leads within moments of a form or call, answers simple questions, and books time with you. Opt-outs are honoured instantly.
Never quotes rates Human hand-off Trained on your information
What does a ai texting (sms) conversation look like?
Short, friendly and honest. The assistant says it is AI, answers general questions from your approved content, declines anything that needs a licensed loan officer, and books time with you. Every conversation is saved to your CRM.
It can
- Reply to inbound texts on your business number
- Send the first follow-up after a lead opts in
- Answer general questions and share links
- Book calls and send reminders
- Honour STOP and HELP keywords automatically
It cannot
- Text people who have not given consent
- Send from an unregistered number
- Quote rates or make credit decisions
- Text outside the quiet hours you set
AI assistant: Hi Sam, it's Riley's assistant (AI) at Quarrystone. Thanks for your DSCR request! Is the property already rented? Reply STOP to opt out.
Borrower: Yes, $2,800 a month
AI assistant: Thanks. Riley will review the scenario. Want to pick a time to go over indicative terms? Here are two options: Tue 11:00 or Wed 3:30.
Borrower: Wed
Booked Wed 3:30 PM · scenario note added to CRM
Set-up
How the AI texting (SMS) is set up
Live once carrier registration is approved, which typically takes from a few days to a few weeks.
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01
Register
A2P 10DLC brand and campaign registration for your number.
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02
Consent language
Opt-in wording on every form, approved by compliance.
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03
Train
Approved answers and follow-up timing.
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04
Go live
Texts flow in your CRM inbox.
Consent and compliance for ai texting (sms)
TCPA and consent
Marketing texts require the recipient's prior express consent, and automated texts carry extra requirements. Every form includes consent wording your compliance team approves.
Read the sourceA2P 10DLC registration
US carriers require businesses texting from standard 10-digit numbers to register their brand and use case. We help with the registration; carriers decide approval.
Read the sourceOpt-out and quiet hours
STOP is honoured immediately, and texts are only sent in the hours you set and that state rules allow.
General information for marketers, not legal advice. Your compliance team approves the wording before launch.
AI texting (SMS) pricing
AI texting (SMS) is $69 a month, with no set-up fee. Take every channel with AI Engine Complete (all channels) for $329/mo, or bundle it with a website plan.
All AI Engine prices and bundlesOther channels, same brain
Learn more: AI receptionists for loan officers · AI replies across DMs and SMS
Help desk
AI texting (SMS): questions loan officers ask
01Is texting mortgage leads legal?
Yes, with consent and the right set-up. Marketing texts need prior express consent under the TCPA, numbers must be registered for A2P 10DLC, and opt-outs must be honoured. Your compliance team approves the consent wording.
02What is A2P 10DLC?
It is the US carrier registration system for business texting from standard 10-digit numbers. Registering your brand and campaign improves deliverability and is required by carriers.
03How quickly does the first text go out?
Within moments of a lead opting in, during the hours you allow.
04Can people reply and get answers?
Yes. The AI answers general questions from your approved content and books calls; anything else goes to you.
05What happens when someone texts STOP?
They are opted out immediately and no further texts are sent unless they opt back in.
06Are there carrier fees?
Carriers charge registration and messaging fees. The SMS channel price includes a monthly allowance of message segments; we explain any carrier pass-through costs before you start.
07Can I text my existing database?
Only contacts who have given consent to receive texts. We help you check before any outreach.
08Does SMS work with the receptionist?
Yes. A missed call can trigger a "sorry we missed you" text, and the whole thread lives on one contact record.
Never miss a message again.
We train it on your information, set the guardrails and connect it to your CRM. You stay in control of every licensed conversation.
